🏡 Buying a New Home While Renting Out Your Current One in Queen Creek, AZ: Here’s How to Make It Work
Dreaming of that next home in Queen Creek but not quite ready to say goodbye to your current one? Good news—you might not have to. At Brick Mortgage, we’ll show you how renting out your current home can help you qualify for a new mortgage—without draining your savings or losing sleep.
Unlocking the Power of Your Current Home
If you've built up equity or simply don’t want to sell in today’s market, you're not alone. More and more homeowners in Queen Creek, AZ are choosing to rent out their current home and use that income to help qualify for their next home loan.
Sounds smart, right? It is—but you’ll need a savvy mortgage broker (hint: that’s us) to help guide you through the process.
Can You Use Rental Income to Qualify for a Mortgage?
Yes—under the right conditions.
When you work with Brick Mortgage, we’ll help you:
âś… Estimate the fair market rent of your current home
âś… Understand how much of that rent can be used as qualifying income
âś… Factor in your full financial profile, including equity, debt-to-income, and credit score
âś… Choose the best mortgage product based on your goals
We help buyers like you use potential rental income to offset their existing mortgage, making it easier to qualify for a new loan—especially in a market like Queen Creek.
Why Queen Creek, AZ Is Perfect for This Strategy
Queen Creek continues to attract renters and buyers alike. With family-friendly neighborhoods, new construction, top-rated schools, and a small-town feel, it’s the perfect place to own multiple properties—and still sleep well at night.
You’ve Got Options (and We’ve Got Answers)
As a trusted mortgage company based right here in Queen Creek, Brick Mortgage can help you explore options like:
Conventional loans that allow rental income consideration
Bridge loans for temporary financing while you transition homes
Cash-out refinance on your current home for extra down payment funds
Pre-approval tailored to include future landlord income
And with our access to competitive mortgage rates, you’ll get more home without breaking the bank.
Why Work with Brick Mortgage?
Because we make things personal. You’re not just a number on a spreadsheet—you’re a neighbor. With local expertise, personalized service, and some of the best loan officer support in Arizona, we help you make moves with confidence.
Ready to Level Up?
Your dream of a new home doesn’t have to mean goodbye to the old one. Let’s put your current property to work and get you into the next one—with ease.
đź“ž Call Brick Mortgage today or click here to start your application.
We’re your hometown mortgage broker, here to back you up every step of the way.