Recent Articles
Should I Get Pre-Approved Before Looking at Homes in Gilbert, AZ?
If you're thinking about buying a home in Gilbert, AZ, you may be eager to start touring homes right away. However, getting pre-approved before you begin your home search can save time, strengthen your offers, and give you a clear understanding of your budget. Here's why pre-approval is one of the smartest first steps in the homebuying process.
Published on 07/03/2026
Can I Buy a Home in Gilbert, AZ If I'm Self-Employed?
Owning a business, freelancing, or working as an independent contractor doesn't mean homeownership is out of reach. While the mortgage process for self-employed borrowers is different than it is for W-2 employees, many entrepreneurs successfully buy homes every year. If you're self-employed and thinking about purchasing a home in Gilbert, AZ, understanding how lenders evaluate your income is the first step toward a successful mortgage approval.
Published on 07/02/2026
What Credit Score Do You Need to Buy a Home in Gilbert, AZ?
One of the first questions many homebuyers ask is, "What credit score do I need to buy a home?" While your credit score is an important part of the mortgage process, it isn't the only factor lenders consider. If you're thinking about buying a home in Gilbert, AZ, understanding how credit affects your loan options can help you prepare with confidence.
Published on 06/29/2026
How Much House Can You Afford in Arizona? It's More Than Just the Monthly Payment
One of the biggest mistakes Arizona homebuyers make is focusing only on the monthly payment. While your payment is important, several other factors determine how much home you can comfortably afford. Here's what you should know before you start shopping.
Published on 06/26/2026
Is It Better to Buy a New Construction Home or a Resale Home in Gilbert, AZ?
If you're planning to buy a home in Gilbert, AZ, one of the first decisions you'll face is whether to purchase a brand-new construction home or an existing resale home. Both options offer unique advantages, and the right choice depends on your lifestyle, budget, and long-term goals. Understanding the financing differences can help you make a more informed decision before you start touring homes.
Published on 06/25/2026
Can I Buy a Home in Gilbert, AZ With Less Than 20% Down?
One of the biggest myths in homebuying is that you need a 20% down payment to purchase a home. The truth is that many buyers in Gilbert, AZ purchase homes with far less down. Understanding your loan options, down payment choices, and overall mortgage strategy can help you determine whether homeownership is closer than you think.
Published on 06/24/2026
Can I Buy a Home in Queen Creek, AZ With Credit Card Debt?
Many homebuyers worry that carrying credit card balances means they won't qualify for a mortgage. The truth is that having credit card debt does not automatically prevent you from buying a home. Understanding how lenders evaluate debt and what steps you can take before applying can help you make more informed decisions and avoid delaying homeownership unnecessarily.
Published on 06/23/2026
What's Changed in Arizona Real Estate and Lending Over the Last 3 Years?
Over the last three years, Arizona real estate and mortgage lending have changed dramatically. Mortgage rates, home prices, inventory, seller concessions, and buyer expectations have all shifted. In this video, Jared Halbert with Brick Mortgage explains what has changed, what hasn't, and what buyers and homeowners should understand as they navigate today's Arizona housing market. Whether you're considering buying now or simply planning for the future, understanding how the market has evolved can help you make more informed decisions.
Published on 06/22/2026