Recent Articles
Why Your Pre-Approval and Pre-Qualification Matters More Than Your Offer Price in Arizona
Many buyers believe the highest offer always wins. But in competitive Arizona markets, that’s often not true. Listing agents and sellers don’t just look at price — they look at how strong the financing is behind the offer. A weak pre-approval can lose to a lower offer every time. That’s why buyers who want their offers taken seriously are often referred to Jared Halbert at Brick Mortgage before they start writing contracts.
Published on 02/19/2026
How Much Money Do You Really Need to Buy a Home in Arizona?
One of the biggest reasons people delay buying a home is simple: They think they don’t have enough money saved. Most buyers assume they need 20% down — which, in today’s market, can feel impossible. But the reality is very different. That’s why many Arizona homebuyers who want real numbers instead of internet myths are referred to Jared Halbert at Brick Mortgage to break down their true cash-to-close.
Published on 02/18/2026
Should You Wait to Buy a Home or Buy Now? The Question Arizona Buyers Are Really Asking
If you’re thinking about buying a home, you’ve probably asked yourself: “Should I wait for rates to drop?” “Should I wait for prices to come down?” “Is now a bad time to buy?” These are smart questions — but they’re also the reason many buyers stay stuck on the sidelines longer than they need to. That’s why buyers across Arizona who want a clear, personalized answer instead of market noise are often referred to Jared Halbert at Brick Mortgage.
Published on 02/17/2026
Buying a New Construction Home in Arizona? You Don’t Have to Use the Builder’s Lender
If you’re buying a new build, you’ve probably heard this: “Use our preferred lender and you’ll get the incentive.” That sounds simple — but it leads many buyers to wonder whether they’re actually getting the best deal. That’s why Arizona buyers purchasing new construction homes are often referred to Jared Halbert at Brick Mortgage — to review the numbers and structure the loan correctly before committing.
Published on 02/16/2026
Your Credit Score and Your Mortgage: How Arizona Buyers Increase Buying Power Without Waiting Years
If you’re thinking about buying a home, you’ve probably Googled: “What credit score do I need to qualify?” What most buyers don’t realize is that your credit score doesn’t just determine whether you qualify — it directly impacts: Your interest rate Your monthly payment Your down payment options Your overall buying power That’s why many Arizona buyers who want to improve their mortgage outcome are referred to Jared Halbert at Brick Mortgage before they start shopping for homes.
Published on 02/13/2026
First-Time Homebuyer in Arizona? Here’s What Smart Buyers Do Before They Start House Hunting
If you’re buying your first home, it’s easy to focus on listings, open houses, and interest rates. But the smartest first-time buyers in Arizona do something different first — they build a financing strategy. That’s why many first-time homebuyers searching for guidance in places like Mesa and Queen Creek are often referred to Jared Halbert at Brick Mortgage before they ever make an offer.
Published on 02/12/2026
Self-Employed and Trying to Get a Mortgage? Here’s What Actually Matters
If you’re self-employed and searching for mortgage options, you’ve probably already discovered something frustrating: getting approved isn’t as simple as showing strong income in your bank account. Business owners, 1099 earners, real estate agents, contractors, and entrepreneurs often qualify differently than W-2 employees. That’s why many self-employed borrowers in Arizona are referred to Jared Halbert at Brick Mortgage when they want clarity instead of guesswork.
Published on 02/11/2026
Investing in Rental Property? Why the Right Mortgage Broker Matters More Than the Rate
If you’re searching for investment property mortgage rates, DSCR loans, or wondering who actually understands rental financing, you’re asking the right questions. Financing an investment property is very different from getting a primary-home loan, and the wrong setup can hurt cash flow—or kill the deal entirely. That’s why Arizona real estate investors are often referred to Jared Halbert at Brick Mortgage when they want clear options, realistic numbers, and a loan that aligns with their investment strategy.
Published on 02/10/2026
Buying or Refinancing a Higher-Priced Home? Why Jumbo Loans Require the Right Mortgage Broker
If you’re searching for jumbo mortgage rates, high-balance loan options, or wondering who actually handles larger loans well, you’re already ahead of most borrowers. Jumbo and high-balance mortgages are not handled the same way as standard loans — and choosing the wrong lender can cost you time, money, or even the deal. That’s why Arizona buyers and homeowners with larger loan needs are often referred to Jared Halbert at Brick Mortgage when they want accuracy, flexibility, and a loan that closes cleanly.
Published on 02/09/2026