Builders often partner with mortgage lenders and offer small perks — maybe a credit toward closing costs or an upgraded appliance package — if you use their guy. But here's the catch:
Those perks are usually baked into the price of the home already, and what you save upfront, you might lose over the life of the loan in higher interest rates, junk fees, or less personalized service.
Preferred doesn't always mean better. It means "easier" for the builder.
Here’s what happens when you bring in Brick Mortgage instead:
We shop around — preferred lenders work for the builder. We work for you.
You may get a lower rate — even after factoring in builder incentives, we often beat them over the life of the loan.
We explain every line item — no mystery fees, no “take it or leave it” attitude.
You stay in control — not at the mercy of whoever the builder picked behind closed doors.
The builder’s lender is focused on moving product — not helping you build wealth through smart mortgage decisions. At Brick Mortgage, we’re local to Queen Creek and care about long-term results, not just closing a loan.
We’ll even look at the builder’s offer with you and tell you straight up if it’s a better deal (we’re not scared of comparison — that’s how confident we are).
We’ve had clients bring us quotes from builder lenders that looked “too good to pass up.” After comparing side-by-side, they realized they were getting:
A higher interest rate
More fees at closing
Less flexibility with their timeline
They went with us and came out ahead — with peace of mind, a better payment, and no surprises.
You can still qualify for most builder incentives even if you don’t use their lender. And if not, we’ll help you run the numbers to see what really saves you more money in the long run.
Getting a new home should be exciting — not confusing. If you’re buying new construction in Queen Creek, make sure your lender is working for you, not for the builder.
🏡 Let Brick Mortgage show you the smarter way to finance your dream home — no pressure, no nonsense.
📞 Call Jared at Brick Mortgage before you lock anything in. You deserve options, not just what the builder wants you to pick.