For Sale By Owner vs. Using a Realtor: Insights from Brick Mortgage in Arizona

When it's time to sell your home in Arizona, particularly in thriving communities like Queen Creek, Gilbert, Mesa, and Show Low, you're faced with a significant decision: should you opt for a For Sale By Owner (FSBO) approach or utilize the services of a professional Realtor? As a dedicated mortgage broker, Brick Mortgage, spearheaded by Jared Halbert, aims to shed light on this decision, especially for those navigating the realms of real estate, home loans, and property investment.

For Sale By Owner (FSBO) Considerations 


Cost Savings: One of the main advantages of FSBO is avoiding the commission fees typically associated with Realtors, which can impact your home equity and overall financial outcomes. 

Control Over the Process: Selling your home independently in areas like Mesa, AZ, or Show Low, AZ, offers you complete control over the selling process, from setting the price to scheduling viewings and negotiating offers. 


Market Expertise: Unlike a seasoned mortgage broker or real estate agent, FSBO sellers may lack crucial market knowledge, potentially affecting the home's listing price and final sale value. 

Exposure: Realtors have access to extensive networks and platforms, such as the Multiple Listing Service (MLS), enhancing your property‚Äôs visibility beyond Queen Creek or Gilbert, AZ. 

Utilizing a Realtor Pros:

Professional Expertise: Realtors bring a wealth of knowledge in real estate, from understanding current interest rates to guiding you through complex legal paperwork, ensuring a smooth home purchase or sale. 

Negotiation Skills: With a Realtor, you have an expert negotiator on your side, leveraging their skills to secure the best possible deal, whether you're buying a second home or an investment property. 


Cost: Hiring a Realtor involves commission fees, which are a percentage of the sale price, affecting the net profit from your home sale. 

Less Personal Control: Some sellers prefer direct involvement in their home sale, which might be reduced when working with a Realtor. 

Making the Right Choice with Brick Mortgage 

Deciding between FSBO and using a Realtor depends on your specific situation and needs. If you are well-versed in real estate transactions, confident in your ability to market your home, and prepared to handle negotiations and legal aspects, FSBO might be suitable. However, if you value expert advice, market knowledge, and convenience, partnering with a Realtor could be more beneficial.For those considering purchasing a new property post-sale, whether it's upgrading in Show Low or investing in Gilbert, understanding your loan options is crucial. Getting prequalified for a home loan or exploring VA loans and refinancing options with a skilled mortgage loan officer like Jared Halbert can provide clarity and direction.


Whether opting for FSBO or working with a Realtor in the dynamic Arizona real estate market, informed decisions are crucial. Brick Mortgage is here to support your journey, offering expert advice on home loans, refinancing, and purchasing strategies to align with your real estate ambitions. Contact us today to explore your options and make your next property transaction in Queen Creek, Mesa, or beyond, a success.

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.