So, you've found your dream home in Arizona. It's a newly constructed gem nestled in either Queen Creek, AZ or the booming region of Gilbert, AZ. The home builder suggests their preferred lender, emphasizing convenience. But hold on a second. Before diving headfirst into what seems like an easy option, consider the value of choice and comparison, especially when it comes to your mortgage.
Understanding the Lure of the Preferred Lender
Home builders often have affiliations with certain lenders, promoting them as the "preferred" choice. The lure can be strong, often tied with incentives like reduced closing costs or design center credits. However, there's a caveat. What you might gain in immediate perks, you might lose in long-term savings or tailored services.
Why You Should Bring Brick Mortgage into the Mix
Making an Informed Choice
Remember, the choice of lender can significantly impact your home buying journey and future financial stability. While the convenience of an in-house lender might seem tempting, taking the time to get a comparative Loan Estimate from Brick Mortgage can be enlightening.
If you're considering purchasing a new build in Arizona, especially in thriving markets like Gilbert or Queen Creek, AZ, give yourself the advantage of choice. Allow Brick Mortgage to provide a Loan Estimate comparison. It's not about rejecting the builder's lender outright but ensuring that whatever choice you make is informed, beneficial, and aligned with your long-term interests.