VA Loans for New Builds in Queen Creek? Read This Before Using the Builder’s Lender

You’ve served your country — now it’s time to claim one of your biggest benefits: a VA home loan.If you’re buying a new construction home in Queen Creek, AZ, there’s a good chance the builder is pushing you toward their “preferred lender.” And while that may sound convenient, it could cost you thousands — and your peace of mind.Let’s break it down

🏗 What Veterans Aren’t Told About Preferred Lenders

Builders love to promote little perks if you go with their lender: closing cost credits, a “free” fridge, or upgraded countertops. It’s tempting, but remember — builders aren’t handing out charity. They often bake those incentives into the home price or offer them in exchange for less favorable loan terms.

Plus, their preferred lender might not be experienced with VA loans. That’s a problem.


🪖 VA Loans Are Specialized — So Should Your Lender Be

The VA loan program is one of the most powerful mortgage options available. No down payment. No PMI. Great rates. But here’s the thing:

Not all lenders understand VA loans well, especially when it comes to new construction, VA appraisals, or navigating builder timelines.

At Brick Mortgage, VA loans are our specialty. We know how to make the most of your benefit, without shortcuts or surprises.


💥 Real Talk: Why Brick Mortgage Beats the Builder’s Lender

  • We’re VA loan pros — not generalists who treat VA like an afterthought.

  • We work for YOU, not the builder — we don’t answer to sales quotas or quarterly incentives.

  • We’re transparent about fees and rates — no mystery math or gimmicks.

  • We’re local — based right here in Queen Creek. If you need help, we’re just down the road.


🧾 Can You Still Get Builder Incentives If You Don’t Use Their Lender?

Yes — in many cases, you still can. Even if not, we’ll show you the full financial picture, including how much you’d save with a better rate and more favorable loan terms. You served. You’ve earned the right to compare options.

And spoiler: we often beat builder lenders on total cost, even after their so-called “incentives.”


🏡 Buying New? You Deserve a Lender Who Has Your Six.

At Brick Mortgage, we see you — not just as a borrower, but as a veteran and a homeowner who deserves the absolute best.

If you’re thinking about buying new construction in Queen Creek with a VA loan, let’s talk before you sign with the builder’s lender.


📞 Call Jared at Brick Mortgage Today

No sales pitch. Just clear, honest guidance to make sure your VA loan works for you, not for the builder.

🇺🇸 You served us. Now let us serve you.

Let us help you!

Our representative will be in touch with you.

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.