What Is a Contingent Offer? | Queen Creek, AZ Homebuyers’ Guide
If you're shopping for a home or planning to sell in Queen Creek, AZ, there's a good chance you'll come across the term “contingent offer.” But what does that really mean, and how does it affect your real estate journey?Let’s break it down — Brick Mortgage style: clear, local, and straight to the point.
🔍 What Exactly Is a Contingent Offer?
A contingent offer is an offer to buy a home that includes certain conditions — or "contingencies" — that must be met before the sale can move forward.
Think of it like saying:
“Yes, I want to buy your house — but only if X, Y, and Z happen first.”
These conditions are designed to protect the buyer (and sometimes the seller) from being locked into a deal that could go sideways.
💡 Common Contingencies You’ll See in Queen Creek
Here are the big ones:
Home Sale Contingency: The buyer needs to sell their current home before buying yours.
Financing Contingency: The buyer’s offer depends on being approved for a mortgage.
Appraisal Contingency: The home must appraise at or above the offer price.
Inspection Contingency: The buyer can back out or renegotiate if major issues show up during the inspection.
In Queen Creek, where buyers often upgrade to larger homes or relocate for new jobs in Gilbert or Mesa, the home sale contingency is pretty common.
🏘️ What It Means for Sellers in Queen Creek
If you’re selling your home and receive a contingent offer, it’s not necessarily a bad thing — but it does come with a little uncertainty.
You'll want to know:
Is the buyer’s current home already under contract?
Are they pre-approved with a reputable lender (like Brick Mortgage)?
How strong is the rest of their offer?
Contingent offers can still close quickly and smoothly — especially when you're working with the right team.
🧠 How Buyers Can Make a Contingent Offer Stronger
If you're a buyer in Queen Creek making a contingent offer, don’t stress — there are ways to boost your odds:
✅ Get fully pre-approved, not just pre-qualified
✅ Work with a local lender (hello, Brick Mortgage 👋)
✅ Keep your contingency deadlines tight and realistic
✅ Use a trusted local real estate agent who knows the Queen Creek market
🏡 The Bottom Line
In Queen Creek’s growing housing market, contingent offers are common — and they’re nothing to be afraid of. Whether you're buying your first home, upgrading, or selling, understanding how contingencies work can make or break a deal.
At Brick Mortgage, we help buyers structure smarter offers and give sellers the confidence they need to move forward.
📞 Let’s Talk Strategy
Thinking about buying or selling in Queen Creek, AZ? Wondering how to handle a contingent offer?
Reach out to Brick Mortgage today. We’ll walk you through your options, answer all your questions, and make sure your next move is the right one — no guesswork, no pressure, just smart advice and solid financing.