MORTGAGE BROKER
GILBERT, AZ

  • Helping homebuyers throughout Gilbert and the East Valley
  • FHA, VA, Conventional home loans
  • Non-traditional home financing available
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Mortgage Broker in Gilbert, AZ – Jared Halbert with Brick Mortgage

Gilbert Mortgage Broker | Home Loans in Gilbert, AZ | Brick Mortgage

Looking for a mortgage broker in Gilbert, Arizona? Jared Halbert with Brick Mortgage helps homebuyers throughout Gilbert and all of Arizona with FHA, VA, Conventional, Jumbo, and Non-QM home loans.


Intro

If you're searching for a mortgage broker in Gilbert, Arizona, working with a local mortgage professional can make the home financing process much simpler. Jared Halbert with Brick Mortgage helps homebuyers and homeowners throughout Gilbert and across Arizona with personalized loan options and guidance from application through closing.

Whether you're purchasing your first home, upgrading to a larger home, refinancing, or buying an investment property, Brick Mortgage provides access to multiple loan programs and competitive mortgage options tailored to your needs.


Why Homebuyers Choose Brick Mortgage

Large banks often offer only their own loan products. As an independent mortgage broker, Jared Halbert with Brick Mortgage works with multiple wholesale lenders to help clients find financing solutions that fit their goals.

Clients appreciate:

  • Personal service from start to finish
  • One point of contact throughout the process
  • Competitive mortgage options
  • Fast pre-approvals
  • Local Arizona expertise
  • Flexible loan programs
  • Assistance with first-time homebuyers and move-up buyers

Brick Mortgage proudly serves homebuyers throughout Gilbert and all of Arizona.


Neighborhoods We Serve in Gilbert

Gilbert has become one of Arizona's most desirable communities thanks to its excellent schools, family-friendly neighborhoods, and convenient access to the entire East Valley.

Popular Gilbert neighborhoods include:

  • Power Ranch
  • Val Vista Lakes
  • Agritopia
  • Morrison Ranch
  • Seville
  • Layton Lakes
  • Adora Trails
  • Cooley Station
  • Ashland Ranch
  • Finley Farms
  • The Islands
  • Higley Groves

Attractions Gilbert Residents Love

Many buyers relocating to Gilbert enjoy:

  • Downtown Gilbert Heritage District
  • Gilbert Regional Park
  • Riparian Preserve at Water Ranch
  • Freestone Park
  • Top Golf Gilbert
  • Agritopia
  • SanTan Village
  • Hale Centre Theatre
  • Veterans Oasis Park

Home Loan Programs Available

Conventional Loans

Conventional loans remain one of the most popular financing options for homebuyers throughout Gilbert, Arizona. Whether you're purchasing your first home, upgrading to a larger home, relocating to the East Valley, or buying an investment property, conventional financing offers flexibility and competitive terms for many borrowers.

Jared Halbert with Brick Mortgage helps buyers throughout Gilbert and all of Arizona explore conventional mortgage options while providing personal guidance throughout the loan process. As an independent mortgage broker, Brick Mortgage has access to multiple wholesale lenders, giving borrowers access to a variety of loan programs rather than being limited to a single bank's offerings.

Gilbert continues to attract families, professionals, and retirees thanks to its strong schools, beautiful neighborhoods, and convenient location. Communities such as Power Ranch, Morrison Ranch, Agritopia, Seville, Layton Lakes, and Val Vista Lakes have become popular destinations for buyers seeking both established homes and new construction opportunities. Conventional financing is frequently used throughout these communities because it offers flexible terms and competitive pricing.

Many homebuyers are surprised to learn that conventional loans do not necessarily require a large down payment. Depending on qualifications, some borrowers may be able to purchase with less money down than they expected. Conventional loans are often attractive to buyers with strong credit profiles who want competitive rates and a variety of loan term options.

Conventional financing can be used for:

  • Primary residences
  • Second homes
  • Vacation homes
  • Investment properties
  • Single-family homes
  • Townhomes
  • Condominiums
  • New construction homes

One of the advantages of working with Jared Halbert with Brick Mortgage is the ability to compare multiple lenders. Rather than being tied to one institution, Brick Mortgage can help borrowers review various options to determine which loan program best fits their goals.

Many buyers moving to Gilbert are coming from other states and appreciate having a local Arizona mortgage broker who understands the market. Home values, appraisal timelines, seller concessions, and financing trends can vary throughout the East Valley, making local knowledge valuable during the home buying process.

Conventional loans may also provide opportunities for homeowners looking to refinance. Some borrowers refinance to reduce monthly payments, shorten loan terms, eliminate mortgage insurance, or access home equity for home improvements and other financial goals.

Because every borrower has different financial circumstances, there is no one-size-fits-all approach to home financing. Jared Halbert with Brick Mortgage takes the time to understand each client's goals and explain available options in a straightforward and easy-to-understand manner.

From the initial pre-approval through closing day, Brick Mortgage provides one point of contact and personalized service designed to simplify the mortgage process.

Whether you're purchasing your first home in Gilbert, moving into a larger home, or investing in Arizona real estate, conventional financing may offer a flexible solution. Brick Mortgage proudly serves homebuyers throughout Gilbert and communities across Arizona with personalized mortgage solutions and local expertise.

FHA Loans

FHA loans continue to be one of the most popular home financing options for first-time homebuyers in Gilbert, Arizona. Many buyers are surprised to learn that homeownership may be more attainable than they expected, and FHA financing can provide flexibility that helps make buying a home possible.

Jared Halbert with Brick Mortgage helps buyers throughout Gilbert and all of Arizona understand their financing options and navigate the mortgage process with personalized service from application through closing. Whether you're purchasing your very first home, relocating to the East Valley, or returning to homeownership, FHA financing may provide a solution that fits your goals.

Gilbert has become one of Arizona's most desirable communities thanks to its family-friendly atmosphere, excellent schools, beautiful parks, and convenient access to the entire Phoenix metro area. Communities such as Power Ranch, Morrison Ranch, Layton Lakes, Agritopia, Cooley Station, Adora Trails, and Seville continue to attract families and first-time buyers looking to put down roots in one of the fastest-growing communities in Arizona.

For many buyers, one of the biggest misconceptions about buying a home is the belief that they need a large down payment. In reality, FHA loans were designed to help make homeownership more accessible. FHA financing offers lower down payment options and flexible qualification guidelines that can benefit many buyers who are ready to purchase but may not have accumulated a substantial amount of savings.

Many first-time homebuyers in Gilbert are also surprised to discover that seller concessions may help reduce the amount of money needed at closing. Depending on current market conditions, sellers may be willing to contribute toward certain closing costs. This can be especially helpful for buyers who have saved for a down payment but are concerned about additional expenses associated with purchasing a home.

Because market conditions are constantly changing, working with an experienced mortgage broker who stays active in the Arizona market can provide valuable guidance. Jared Halbert with Brick Mortgage helps buyers understand how seller concessions work and how they may affect the overall transaction.

FHA loans are commonly used for:

  • First-time homebuyers
  • Families relocating to Gilbert
  • Buyers with moderate savings
  • Buyers seeking lower down payment options
  • Buyers with previous credit challenges
  • Single-family homes
  • Townhomes
  • Condominiums
  • Primary residences

One reason FHA financing remains popular is its credit flexibility. Many buyers assume they need perfect credit to purchase a home, but that is not always the case. Every borrower has a unique financial situation, and FHA loans may provide opportunities for buyers who have experienced past credit events or who are still building their credit profile.

At Brick Mortgage, Jared Halbert works individually with clients to review their financial goals and explain available loan options in straightforward terms. The mortgage process can feel overwhelming, especially for first-time buyers, but having one point of contact throughout the transaction can make the experience much less stressful.

Many families moving to Gilbert appreciate the area's combination of suburban living and convenient amenities. Downtown Gilbert's Heritage District, Gilbert Regional Park, the Riparian Preserve, and numerous shopping and dining options continue to make Gilbert one of the most sought-after communities in the East Valley.

As home values have increased throughout Arizona, many buyers are choosing to begin building equity sooner rather than waiting years to save a larger down payment. FHA financing can provide a path to homeownership while allowing families to establish roots in the communities they love.

Another benefit of working with Jared Halbert with Brick Mortgage is access to multiple wholesale lenders. Unlike a bank that offers only its own products, Brick Mortgage can compare loan options from various lenders to help borrowers find financing that aligns with their needs and goals.

Whether you're purchasing your first home, relocating to Gilbert from another state, or simply exploring your options, FHA financing may offer flexibility that helps make homeownership achievable.

From pre-approval to closing day, Jared Halbert with Brick Mortgage provides personalized guidance and local expertise throughout the entire process. Brick Mortgage proudly serves homebuyers throughout Gilbert and communities across Arizona with FHA, Conventional, VA, Jumbo, and Non-QM financing solutions.

Frequently Asked Questions About FHA Loans in Gilbert

Do I need perfect credit to qualify for an FHA loan?

No. FHA loans were designed to provide flexibility for borrowers, and many buyers qualify with credit scores lower than they expected.

Can seller concessions help with closing costs?

In many situations, yes. Depending on market conditions and negotiations, sellers may contribute toward certain closing costs, helping buyers reduce their out-of-pocket expenses.

Are FHA loans only for first-time homebuyers?

No. While many first-time buyers use FHA financing, repeat buyers may also qualify if they meet occupancy requirements.

Can I buy a home in Gilbert with a lower down payment?

FHA loans are known for offering lower down payment options, making homeownership more accessible for many buyers.

Why work with a mortgage broker instead of a bank?

As an independent mortgage broker, Jared Halbert with Brick Mortgage has access to multiple lenders and loan programs, allowing borrowers to explore a variety of options rather than being limited to a single institution's products.

VA Loans

For veterans, active-duty military members, and eligible surviving spouses, VA home loans provide one of the most powerful mortgage benefits available. Created to help those who have served our country achieve homeownership, VA loans offer flexible financing options and unique advantages that make purchasing a home more attainable for many military families.

Jared Halbert with Brick Mortgage proudly helps veterans and active-duty service members throughout Gilbert and all of Arizona navigate the home financing process. Whether you're purchasing your first home, relocating to the East Valley, retiring from military service, or buying your next home, understanding your VA loan benefits can help you make informed decisions about homeownership.

Gilbert continues to attract veterans and military families because of its excellent schools, family-oriented neighborhoods, and convenient access to the greater Phoenix area. Communities such as Power Ranch, Morrison Ranch, Layton Lakes, Seville, Agritopia, Adora Trails, and Cooley Station provide a variety of housing opportunities that appeal to veterans and their families.

One of the biggest advantages of VA financing is the opportunity for qualified borrowers to purchase a home without a down payment. Many buyers spend years believing they need a substantial amount of savings before purchasing a home, but eligible veterans may be able to take advantage of one of the few remaining no down payment programs available.

This benefit can help military families preserve savings for moving expenses, emergency reserves, home improvements, or future financial goals. For many veterans, keeping money in the bank instead of tying it up in a down payment provides additional flexibility and peace of mind.

VA loans are commonly used by:

  • Veterans
  • Active-duty military members
  • National Guard members
  • Reservists
  • Eligible surviving spouses
  • First-time homebuyers
  • Repeat buyers
  • Military families relocating to Arizona

Many East Valley veterans work throughout Gilbert, Chandler, Mesa, Queen Creek, and Phoenix. Others are retired military personnel who have chosen Arizona because of its climate, quality of life, and growing communities. Regardless of where life has taken them after military service, many veterans appreciate having a mortgage broker who understands the unique benefits available through VA financing.

Another major advantage of VA loans is the competitive financing options available to eligible borrowers. Because VA loans are backed by the Department of Veterans Affairs, lenders often provide favorable terms and flexible guidelines compared to many conventional financing options. These benefits can help make monthly homeownership costs more manageable.

At Brick Mortgage, Jared Halbert believes veterans deserve personal service and clear communication throughout the mortgage process. Buying a home can be stressful, especially during a relocation or major life transition. Having one point of contact from pre-approval through closing helps simplify the process and provides confidence every step of the way.

Unlike large banks where borrowers may work with multiple departments and representatives, Brick Mortgage offers personalized guidance and local Arizona expertise. As an independent mortgage broker, Jared Halbert has access to multiple wholesale lenders and can help veterans compare options to determine which financing solution best fits their goals.

Many military families moving to Gilbert appreciate the area's highly rated schools, parks, shopping, dining, and family-friendly atmosphere. Downtown Gilbert's Heritage District, Gilbert Regional Park, and numerous recreational opportunities continue to make Gilbert one of Arizona's most desirable communities.

VA financing can be used to purchase:

  • Primary residences
  • Single-family homes
  • Townhomes
  • Approved condominiums
  • New construction homes

Whether you're relocating from another state, separating from active duty, or purchasing your forever home, understanding your VA benefits is an important part of the home buying process.

Many veterans are surprised to learn that the process is often easier than they expected. Working with someone who regularly handles VA loans can help ensure that borrowers understand timelines, documentation requirements, and the overall transaction process.

Brick Mortgage proudly serves veterans throughout Gilbert, Queen Creek, Chandler, Mesa, San Tan Valley, Phoenix, and communities across Arizona. Jared Halbert considers it a privilege to help those who have served our country achieve the dream of homeownership.

Frequently Asked Questions About VA Loans in Gilbert

Who is eligible for a VA loan?

Eligibility generally includes active-duty service members, veterans, certain National Guard and Reserve members, and some surviving spouses. A Certificate of Eligibility can help determine available benefits.

Do VA loans require a down payment?

One of the biggest advantages of VA financing is that qualified borrowers may be able to purchase a home without a down payment.

Can I use a VA loan more than once?

In many cases, yes. VA benefits may be reusable depending on previous usage and entitlement restoration.

Are VA loans only for first-time homebuyers?

No. Veterans can use their VA benefits whether they are buying their first home or their fifth home, provided they meet eligibility requirements.

Why work with a mortgage broker for a VA loan?

As an independent mortgage broker, Jared Halbert with Brick Mortgage can compare options from multiple lenders and provide personalized guidance throughout the process, helping veterans understand their financing choices and navigate the path to homeownership with confidence.

Whether you're an active-duty service member, a retired veteran, or relocating to the East Valley, Brick Mortgage is honored to help veterans throughout Gilbert and all of Arizona with personalized VA home loan solutions and exceptional service.

Jumbo Loans

Gilbert has become one of the most desirable communities in Arizona, attracting professionals, physicians, business owners, executives, and families looking for larger homes and upscale neighborhoods. As home values have increased throughout the East Valley, many buyers find themselves needing financing beyond traditional conforming loan limits. That's where jumbo loans can provide additional flexibility and purchasing power.

Jared Halbert with Brick Mortgage helps buyers throughout Gilbert and all of Arizona secure jumbo financing solutions designed for larger loan amounts and higher-value properties. Whether you're upgrading into your dream home, relocating to Arizona, or purchasing a luxury property, Brick Mortgage provides personalized guidance throughout the mortgage process.

Many of Gilbert's most sought-after neighborhoods feature larger homes and custom properties. Communities such as Seville, Whitewing at Higley, Circle G Ranches, and Val Vista Lakes have become popular destinations for buyers seeking luxury homes, spacious lots, golf course properties, and upscale amenities.

Families moving into these communities often appreciate the combination of highly rated schools, beautiful parks, shopping, dining, and convenient access to the entire Phoenix metropolitan area. Gilbert's reputation as one of the safest and most family-friendly communities in Arizona continues to attract move-up buyers from throughout the East Valley and across the country.

Jumbo loans are commonly used by:

  • Physicians
  • Business owners
  • Executives
  • Professionals
  • Relocating families
  • Entrepreneurs
  • Self-employed borrowers
  • Move-up buyers

Many borrowers seeking jumbo financing have unique financial situations and require a mortgage solution that goes beyond standard lending guidelines. At Brick Mortgage, Jared Halbert works closely with clients to understand their goals and help structure financing that fits their needs.

Move-up buyers are especially common throughout Gilbert. Many homeowners who purchased their first home years ago have built substantial equity and are now looking for larger homes, upgraded features, pools, RV garages, or custom properties. Jumbo financing can help buyers transition into homes that better fit their changing lifestyles and growing families.

Luxury homes in Gilbert often feature:

  • Larger lots
  • Custom floorplans
  • Golf course views
  • Resort-style backyards
  • RV garages
  • Guest houses
  • Multi-generational living spaces
  • Premium finishes and upgrades

Communities such as Seville offer golf course living and beautiful custom homes, while Whitewing at Higley is known for gated luxury properties and larger lots. Circle G Ranches remains one of the premier custom home communities in Gilbert, and Val Vista Lakes provides waterfront living and resort-style amenities that attract buyers from throughout Arizona.

Because jumbo borrowers frequently have complex financial profiles, working with an independent mortgage broker can provide advantages compared to working with a single bank. Jared Halbert with Brick Mortgage has access to multiple wholesale lenders and can help clients compare financing options to determine which solution best fits their goals.

Many physicians and medical professionals relocating to Arizona appreciate having a local mortgage expert who understands the unique circumstances surrounding professional income and career transitions. Likewise, business owners and self-employed borrowers often benefit from personalized guidance and access to multiple loan programs.

One of the biggest misconceptions about jumbo loans is that they are difficult to obtain. In reality, many buyers are surprised by the financing options available. Every borrower's financial picture is different, and Brick Mortgage takes a personalized approach to reviewing income, assets, and overall goals.

Unlike large institutions where borrowers may work with several departments, Jared Halbert provides one point of contact from pre-approval through closing. Personalized service, communication, and responsiveness remain priorities throughout the transaction.

Whether you're purchasing a custom home in Circle G Ranches, upgrading to a larger property in Seville, or relocating to one of Gilbert's luxury communities, Brick Mortgage provides local expertise and personalized mortgage solutions designed around your needs.

Frequently Asked Questions About Jumbo Loans in Gilbert

What is a jumbo loan?

A jumbo loan is designed for homes requiring financing above standard conforming loan limits. These loans are commonly used for luxury homes and higher-priced properties.

Who typically uses jumbo financing?

Jumbo loans are often used by physicians, business owners, executives, professionals, and move-up buyers purchasing larger homes.

Can I buy a luxury home in Gilbert with a jumbo loan?

Yes. Jumbo financing is commonly used throughout Gilbert communities such as Seville, Whitewing, Circle G Ranches, and Val Vista Lakes.

Why work with a mortgage broker for a jumbo loan?

As an independent mortgage broker, Jared Halbert with Brick Mortgage can compare options from multiple lenders rather than being limited to a single institution's products.

Do jumbo loans only apply to luxury homes?

Not necessarily. As home values increase, many buyers simply require larger loan amounts, even if they are not purchasing what they consider a luxury property.

Whether you're upgrading into your forever home, relocating to Gilbert, or purchasing a custom property, Jared Halbert with Brick Mortgage proudly serves homebuyers throughout Gilbert and all of Arizona with personalized jumbo financing solutions.

Non-QM Loans

Not every borrower fits inside traditional lending guidelines. Many successful business owners, self-employed professionals, real estate investors, and entrepreneurs have strong incomes and assets but may not show income on tax returns in the same way as a W-2 employee. Fortunately, alternative financing solutions known as Non-QM loans can provide flexibility for borrowers with unique financial situations.

Jared Halbert with Brick Mortgage helps borrowers throughout Gilbert and all of Arizona explore Non-QM loan options designed for self-employed individuals, investors, and clients whose income may not fit conventional lending guidelines. As an independent mortgage broker with access to multiple wholesale lenders, Brick Mortgage can help borrowers compare programs and find solutions tailored to their needs.

Gilbert has become home to many entrepreneurs, small business owners, physicians, contractors, real estate investors, and professionals who have built successful careers outside of traditional employment. While these borrowers often have excellent cash flow and strong financial profiles, tax returns may not accurately reflect their true earning power due to write-offs, depreciation, and business deductions.

Traditional mortgage programs sometimes create challenges for these borrowers. Non-QM financing was designed to provide alternative documentation options that can help borrowers qualify based on their actual financial strength rather than relying solely on conventional income calculations.

Non-QM programs are commonly used by:

  • Self-employed borrowers
  • Business owners
  • Entrepreneurs
  • Real estate investors
  • Independent contractors
  • Physicians
  • Commission-based professionals
  • Retirees with significant assets

One of the most popular Non-QM products is the bank statement loan. Instead of relying entirely on tax returns, certain programs may allow borrowers to qualify using personal or business bank statements. This can be particularly helpful for business owners whose taxable income does not fully reflect the cash flow generated by their businesses.

Many Gilbert business owners intentionally maximize deductions to reduce taxes, but those same deductions can sometimes create challenges when applying for a traditional mortgage. Bank statement loans can provide an alternative path to homeownership for borrowers with strong deposits and consistent cash flow.

Gilbert continues to attract entrepreneurs and professionals thanks to its growing economy, excellent schools, and quality of life. Communities such as Power Ranch, Morrison Ranch, Seville, Whitewing, and Val Vista Lakes are popular among self-employed families and professionals seeking larger homes and long-term stability.

Another increasingly popular Non-QM solution is the DSCR loan, which stands for Debt Service Coverage Ratio. These loans are commonly used by real estate investors purchasing or refinancing investment properties. Instead of qualifying based primarily on personal income, DSCR loans focus on the property's ability to generate rental income.

DSCR loans are attractive for:

  • Real estate investors
  • Rental property owners
  • Vacation property investors
  • Long-term rental portfolios
  • Expanding investment businesses

Many investors appreciate that DSCR loans may provide financing opportunities without requiring extensive tax return analysis. This flexibility allows investors to focus on growing their portfolios while using the property's cash flow as a key component of qualification.

Arizona continues to attract investors from across the country, and many buyers are looking for properties throughout Gilbert, Queen Creek, Mesa, Chandler, and the greater Phoenix area. Whether purchasing a single rental property or building a long-term portfolio, having access to flexible financing options can make a significant difference.

Asset utilization loans are another type of Non-QM program that may benefit retirees or borrowers with substantial savings and investments. These programs may allow certain assets to be used to help demonstrate repayment ability, providing flexibility for borrowers whose monthly income may not tell the entire story.

Because Non-QM loans vary significantly among lenders, working with an independent mortgage broker can provide major advantages. Jared Halbert with Brick Mortgage has access to multiple lenders offering various Non-QM solutions, helping borrowers compare programs and determine which option best fits their goals.

Unlike large banks that often rely on rigid underwriting guidelines, Brick Mortgage works to understand the complete financial picture. Every borrower is different, and personalized service remains one of the biggest advantages of working with a mortgage broker.

Whether you're a business owner, contractor, physician, entrepreneur, or experienced investor, alternative documentation programs may provide opportunities that traditional financing cannot.

From pre-approval through closing, Jared Halbert with Brick Mortgage provides one point of contact and personalized guidance throughout the entire process. Brick Mortgage proudly serves borrowers throughout Gilbert and all of Arizona with Conventional, FHA, VA, Jumbo, and Non-QM financing solutions.

Frequently Asked Questions About Non-QM Loans in Gilbert

What is a Non-QM loan?

A Non-QM loan is a mortgage designed for borrowers whose financial situations do not fit traditional lending guidelines. These programs often provide alternative ways to document income.

Are Non-QM loans only for self-employed borrowers?

No. Non-QM loans can benefit business owners, investors, retirees, entrepreneurs, physicians, and borrowers with significant assets or nontraditional income.

What is a bank statement loan?

Bank statement loans allow certain borrowers to qualify using personal or business bank statements rather than relying exclusively on tax returns.

What is a DSCR loan?

DSCR loans are designed primarily for investment properties and focus on the property's rental income rather than the borrower's personal income.

Why work with a mortgage broker for Non-QM financing?

As an independent mortgage broker, Jared Halbert with Brick Mortgage has access to multiple wholesale lenders and can compare programs to help borrowers find solutions tailored to their unique financial circumstances.

Whether you're self-employed, building a real estate portfolio, or simply need alternative documentation options, Jared Halbert with Brick Mortgage proudly serves borrowers throughout Gilbert and communities across Arizona with personalized Non-QM financing solutions.


First-Time Homebuyers in Gilbert

Gilbert remains one of the fastest-growing communities in Arizona. Many first-time buyers are surprised to learn they may not need 20% down to purchase a home.

Jared Halbert with Brick Mortgage helps buyers understand:

  • Down payment requirements
  • Closing costs
  • Seller concessions
  • Credit scores
  • Mortgage pre-approval
  • Monthly payment options

Refinancing in Gilbert

Homeowners may refinance to:

  • Lower monthly payments
  • Eliminate mortgage insurance
  • Consolidate debt
  • Access home equity
  • Change loan terms

Brick Mortgage can review available options and help determine whether refinancing makes sense.


Frequently Asked Questions

How long does it take to close on a home in Gilbert?

Most home loans close in approximately 21 to 30 days, although timing can vary depending on the loan type and transaction.


Do I need 20% down to buy a home?

No. Many buyers purchase with significantly less than 20% down depending on the loan program.


What credit score do I need?

Loan programs vary, and many buyers qualify with scores lower than they expect.


Is it better to use a mortgage broker or a bank?

A mortgage broker can provide access to multiple lenders and loan programs instead of just one bank's products.


When should I get pre-approved?

Many buyers benefit from getting pre-approved before they begin house hunting. This helps establish a budget and strengthens purchase offers.


Areas We Serve

In addition to Gilbert, Brick Mortgage proudly serves:

  • Queen Creek
  • Mesa
  • Chandler
  • Phoenix
  • Scottsdale
  • San Tan Valley
  • Florence
  • Apache Junction
  • Show Low
  • Pinetop-Lakeside

And communities throughout Arizona.


Call to Action

Ready to Buy a Home in Gilbert?

Jared Halbert with Brick Mortgage helps buyers and homeowners throughout Gilbert and all of Arizona with Conventional, FHA, VA, Jumbo, and Non-QM financing solutions.

Contact Brick Mortgage today to get pre-approved and discover which loan options may fit your goals.

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