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Gilbert's Housing Market at a Glance

Gilbert has grown from under 6,000 residents in 1980 to more than 275,000 today, making it the fifth-largest community in Arizona. That growth has kept the housing market competitive: the median home price sits around $525,000, with most homes selling in under a month and prices expected to climb another 3-5% through 2026 and into 2027. Inventory is improving, which gives buyers more to choose from, but well-priced homes are still moving fast — being pre-approved before you start touring isn't optional here, it's how you actually compete.

Popular Gilbert Areas

 Downtown Gilbert— the walkable heart of town, known for its restaurant scene and community events. Homes here range widely, from historic properties to newer infill construction.

San Tan Village — a major shopping and dining hub in southeast Gilbert, with nearby residential communities that put daily errands minutes away.

Val Vista Lakes — a lakeside master-planned community with 24 subdivisions, resort-style amenities, and a clubhouse with pools, tennis courts, and event space. Median sale prices here run higher, often exceeding $700,000, with waterfront homes surpassing $1 million.

Whichever part of Gilbert you're looking at, financing terms and required down payment can shift depending on the property type and price point — worth a quick call before you fall in love with a specific listing.

Why Families Keep Moving to Gilbert

Gilbert Public Schools carries an overall "A" rating and ranks among the top school districts in Arizona, with every school in the district earning an A or B grade this past year. Math and reading proficiency here run well above the state average, and standout schools like Gilbert Classical Academy and Perry High School post graduation rates above 94%. For families weighing where to put down roots, school quality is often the deciding factor — and it's also one of the strongest drivers of long-term home value in a neighborhood.

Gilbert's job market backs that up. The town has become a real hub for healthcare, aerospace, and technology employers, including Banner Health, Northrop Grumman, Lockheed Martin, and Isagenix, and nearly half of Gilbert adults hold a bachelor's degree — well above the national average. That combination of good schools and a stable local economy is a big part of why Gilbert keeps showing up on fastest-growing-city lists, and why home values here have held up even as the broader market shifts.

Whether you're relocating for a job, growing your family, or just looking for a community that's likely to keep appreciating, we can help you figure out what loan structure fits your Gilbert move best.

Loan Programs Available in Gilbert

FHA Loans - lower down payment and credit score flexibility

VA Loans - for eligible veterans and service members, often with no down payment

Conventional Loans - for buyers with stronger credit looking for competitive rates

Jumbo Loans - for Gilberts higher priced neighborhoods like Val Vista Lakes, Circle G, Seville, Vasaro and other custom lots

Refinance Options - to lower your rate or tap into home equity

NonQM Loans - for those that don't fall into the conforming loan bucket such as certain self-employed borrowers