WHY CHOOSE US

LOCAL

Jared was born and raised in Mesa, AZ and currently we are located in Queen Creek, AZ.

FRIENDLY

We commit to treating all our our clients like family.

RATES

We shop multiple lenders to get our clients the best rate available.

A Big Change: San Tan Valley Is Now Officially a Town

For decades, San Tan Valley was one of the largest unincorporated communities in the entire country — nearly 100,000 residents with no official town government of its own. That changed in 2025, when voters approved Proposition 495, and San Tan Valley formally incorporated as its own town — the largest incorporation by population in Arizona history. For buyers, this is worth understanding: incorporation typically means new local governance, a path toward more direct control over infrastructure, zoning, and services, and often signals a community that's about to see real investment and identity-building in the years ahead. If you're buying here, you're getting in near the start of that transition.

San Tan Valley's Housing Market at a Glance

San Tan Valley remains one of the more affordable options in the East Valley/Pinal County corridor, with median home prices around $425,000 — noticeably lower than neighboring Queen Creek, Gilbert, or Chandler. Homes are taking around 70 days to sell with a moderate four-month supply of inventory, and properties are typically selling close to asking price. Prices vary meaningfully by zip code, with some areas averaging closer to $378,000 and others nearer $429,000, so the exact neighborhood matters as much as the citywide average.

Popular San Tan Valley Neighbohoods

Johnson Ranch — a large golf course community with just over 6,000 homes and about 20,000 residents, built around an 18-hole golf course, on-site dining, and 225 acres of recreational space.

San Tan Heights — one of the area's older, more established master-planned communities, set in the foothills on the western edge of town, known for lower crime rates, parks, and its own elementary school inside the community.

Pecan Creek and Pecan South — established neighborhoods dating back to 1993, popular for value-priced resale homes, mature landscaping, and a more settled feel compared to newer active-construction communities.

Refinancing and Home Equity Option in San Tan Valley

A lot of San Tan Valley homeowners have been in their homes long enough to build real equity, especially in established communities like Pecan Creek and Johnson Ranch. If you bought a few years back at a higher rate, or your home's value has climbed since you purchased, it's worth a conversation about whether refinancing makes sense for your situation. A rate-and-term refinance can lower your monthly payment if rates have moved in your favor, while a cash-out refinance lets you tap built-up equity for renovations, debt consolidation, or other major expenses without selling the home. Home equity lines of credit are another option worth considering if you want flexibility rather than a lump sum.

Every situation is different — the right move depends on your current rate, how long you plan to stay in the home, and what you're trying to accomplish. Jared Halbert can run the numbers with you and tell you plainly whether refinancing actually saves you money right now, rather than just pitching a product.

Home Loan Programs Available in San Tan Valley, AZ

• FHA loans — lower down payment and credit score flexibility
• VA loans — for eligible veterans and service members, often with no down payment
• Conventional loans — for buyers with stronger credit looking for competitive rates
• Jumbo loans — for San Tan Valley's higher-priced neighborhoods 
• Refinance options — to lower your rate or tap into home equity
• Non QM loans -- for those that don't fall into the conforming loan bucket