Recent Articles
Interest Rates Are Dropping: Here’s What It Means for Your Loans and Savings
The Feds are anticipated to lower interest rates. Here is how lower rates could affect mortgage rates, credit cards, car loans, and savings.
Published on 09/18/2024
The Benefits of Partnering with a Local Mortgage Lender in Gilbert, AZ
When it comes to purchasing a home in Gilbert, AZ, working with a local mortgage lender can provide a host of benefits that might not be as apparent with larger, non-local institutions. At Brick Mortgage, led by Jared Halbert, we understand the Gilbert real estate market intimately and provide personalized, attentive service that’s hard to match. Here’s why choosing a local mortgage lender in Gilbert is advantageous for any prospective homebuyer or homeowner looking to refinance.
Published on 09/12/2024
How to Dodge the Top 3 Mortgage Blunders in Today’s Market
Don't fall for these 3 common mistakes in today's competitive market!
Published on 09/11/2024
Why Choosing a Local Mortgage Lender in Queen Creek, AZ is Crucial for Your Home Purchase
Navigating the home-buying process can be complex, especially for first-time buyers or those new to the area. In Queen Creek, AZ, partnering with a local mortgage lender can significantly simplify this process. At Brick Mortgage, under the leadership of Jared Halbert, we pride ourselves on providing personalized service that large, national chains often lack. Here's why choosing a local mortgage lender in Queen Creek is a smart decision when purchasing your new home.
Published on 09/10/2024
How to Remove Private Mortgage Insurance (PMI) in Queen Creek, AZ
For many homeowners in Queen Creek, AZ, Private Mortgage Insurance (PMI) is a necessary expense when purchasing a home with less than 20% down. However, PMI increases monthly mortgage payments without adding equity to your home. Understanding how to eliminate PMI can not only reduce your monthly expenses but also enhance your long-term financial strategy. At Brick Mortgage, led by Jared Halbert, we're committed to helping you navigate the complexities of homeownership, including how to efficiently remove PMI from your mortgage payments.
Published on 09/06/2024
Strategies to Eliminate Private Mortgage Insurance (PMI) for Homeowners
Private Mortgage Insurance (PMI) is a type of insurance that many homeowners are required to pay if they purchase a home with less than a 20% down payment. PMI protects the lender in the event that the homeowner defaults on their mortgage. While it can enable buyers to purchase a home without saving a substantial down payment, PMI can add a significant amount to your monthly housing costs. Understanding how to eliminate this extra expense can save homeowners thousands of dollars over the life of their mortgage. Here are effective strategies to remove PMI from your mortgage payments.
Published on 09/06/2024
A First-Time Homebuyer’s Guide to Show Low, AZ
Purchasing your first home is a landmark moment, and doing so in Show Low, AZ, offers unique opportunities in a region known for its natural beauty and welcoming community. Nestled in the White Mountains, Show Low combines a small-town feel with access to outdoor adventures, making it an appealing choice for many first-time homebuyers. At Brick Mortgage, led by Jared Halbert, we’re passionate about guiding new homeowners through the buying process. Here’s your essential guide to purchasing your first home in Show Low.
Published on 09/05/2024
First-Time Homebuyer's Guide to Queen Creek, AZ
Embarking on the journey to buy your first home is a significant milestone, especially in a community as welcoming and prosperous as Queen Creek, AZ. Known for its excellent schools, beautiful parks, and a rapidly growing economy, Queen Creek is becoming a top choice for first-time homebuyers. At Brick Mortgage, led by Jared Halbert, we are dedicated to making the home buying process as straightforward and enjoyable as possible for newcomers. Here's a tailored guide for first-time homebuyers looking to find their perfect home in Queen Creek.
Published on 09/05/2024
Buying a Home in Show Low, AZ: A Comprehensive Guide for Prospective Homeowners
Nestled in the heart of Arizona’s White Mountains, Show Low is a hidden gem that offers a unique blend of small-town charm and outdoor adventure. If you’re considering buying a home in this picturesque town, you’re not alone. Show Low’s appealing lifestyle and scenic beauty make it a desirable location for many. At Brick Mortgage, under the leadership of Jared Halbert, we’re here to guide you through the home-buying process in Show Low. Here’s everything you need to know to make your dream of owning a home in Show Low a reality.
Published on 09/04/2024
Navigating 100 Days of 100 Degrees: The Perfect Time to Consider Refinancing in Queen Creek, AZ
Living in Queen Creek, AZ, with its 100 days of temperatures soaring above 100 degrees, not only tests your endurance but also impacts your living expenses, particularly cooling costs. For homeowners in Queen Creek, this extreme weather can be a compelling reason to consider refinancing your mortgage. Here’s how the relentless Arizona heat makes refinancing an attractive option and what benefits it can bring to homeowners in the area.
Published on 09/04/2024
The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
Are we moving towards a more balanced market? Here's what we're seeing --and it could be the perfect time to buy!
Published on 09/04/2024
Securing Favorable Mortgage Rates in Show Low, AZ: Essential Strategies
In the picturesque community of Show Low, AZ, finding a mortgage with a low interest rate can make a significant difference in your home buying experience. Lower interest rates mean lower monthly payments and less paid over the life of your loan, making homeownership more affordable. At Brick Mortgage, led by Jared Halbert, we are committed to guiding you through the process of securing the best possible mortgage rates. Here’s how to navigate the complexities of mortgage rates in Show Low and ensure you get a favorable deal.
Published on 08/28/2024
Securing a Low Interest Rate for Your Mortgage in Queen Creek, AZ
In the bustling and competitive housing market of Queen Creek, AZ, securing a low interest rate on your mortgage can save you thousands of dollars over the life of your loan. As Queen Creek continues to grow in popularity and attract new residents, understanding how to navigate the mortgage landscape effectively becomes crucial. At Brick Mortgage, led by Jared Halbert, we're dedicated to helping you achieve the best possible terms on your mortgage. Here’s how you can secure a low interest rate when buying a home in Queen Creek.
Published on 08/28/2024
2025 Real Estate Forecast: The Surprising Truth About Buying Now!
Should you wait until 2025 to buy a home? Here's what experts are forecasting and these facts may surprise you!
Published on 08/28/2024
A Beginner’s Guide to Buying Your First Home in Show Low, AZ
Purchasing your first home is a landmark achievement, and doing so in Show Low, AZ, offers unique opportunities amidst the town’s natural beauty and tranquil lifestyle. Known for its outdoor recreation and friendly community, Show Low is becoming increasingly popular with first-time homebuyers. At Brick Mortgage, led by Jared Halbert, we are committed to helping you navigate through the complexities of buying your first home. Here’s a detailed guide to help you understand and manage the home buying process in Show Low.
Published on 08/26/2024
Buying Your First Home in Queen Creek, AZ: A Step-by-Step Guide
Embarking on the journey to purchase your first home in Queen Creek, AZ, is an exciting milestone. Known for its family-friendly neighborhoods, beautiful parks, and excellent schools, Queen Creek is an ideal place for first-time homebuyers. At Brick Mortgage, led by Jared Halbert, we’re dedicated to helping you navigate the home-buying process with confidence and ease. Here’s a comprehensive step-by-step guide to purchasing your first home in Queen Creek.
Published on 08/26/2024
How the Federal Reserve Can Influence Lower Interest Rates
Understanding how the Federal Reserve (the Fed) influences interest rates is crucial for anyone in the market for a new home, refinancing a mortgage, or engaged in any form of borrowing or saving. The Fed's decisions impact the economy at large, including mortgage rates, consumer prices, and overall economic growth. Here’s a comprehensive look at how the Federal Reserve can lower interest rates and what it means for consumers, especially those in the housing market.
Published on 08/23/2024
Locking In Your Mortgage Rate: Why and When to Lock it
Can you benefit from locking in your mortgage rate? Here's what you need to know to make the best decision for your situation.
Published on 08/21/2024
Renting vs. Buying in Show Low, AZ: What’s Best for Your Lifestyle?
Choosing between renting and buying in Show Low, AZ, involves more than just financial considerations; it's also about your lifestyle and future plans. Show Low, with its beautiful landscapes and small-town charm, offers a unique living experience whether you decide to rent or buy. At Brick Mortgage, led by Jared Halbert, we aim to provide you with all the information you need to make an informed decision tailored to your situation. Here’s a comparison of renting versus buying in this scenic part of Arizona.
Published on 08/19/2024
Renting vs. Buying in Queen Creek, AZ: Which is Right for You?
Deciding between renting and buying in Queen Creek, AZ, is a significant decision that depends on several personal and financial factors. Queen Creek's appeal has been growing, thanks to its family-friendly neighborhoods, excellent schools, and vibrant community life. Whether to rent or buy in this thriving community is a choice that involves analyzing costs, lifestyle preferences, and long-term goals. At Brick Mortgage, led by Jared Halbert, we understand the nuances of the local housing market and are here to help you make the best decision based on your individual circumstances. Here's a detailed look at renting versus buying in Queen Creek.
Published on 08/19/2024