Recent Articles
What's Changed in Arizona Real Estate and Lending Over the Last 3 Years?
Over the last three years, Arizona real estate and mortgage lending have changed dramatically. Mortgage rates, home prices, inventory, seller concessions, and buyer expectations have all shifted. In this video, Jared Halbert with Brick Mortgage explains what has changed, what hasn't, and what buyers and homeowners should understand as they navigate today's Arizona housing market. Whether you're considering buying now or simply planning for the future, understanding how the market has evolved can help you make more informed decisions.
Published on 06/22/2026
Buying a Home Directly From the Seller? Read This First
Homebuying tips FSBO
Published on 06/22/2026
Can I Buy a Home in Queen Creek, AZ Before Selling My Current House?
Many homeowners wonder if they need to sell their current home before buying their next one. The answer is often no. Depending on your equity, income, and overall financial picture, you may have more options than you think. If you're planning to move within or to Queen Creek, AZ, understanding your mortgage strategy before listing your current home can help make the transition much smoother.
Published on 06/19/2026
Can I Use Overtime Income to Qualify for a Mortgage in Queen Creek, AZ?
Many homebuyers in Queen Creek receive overtime pay and wonder whether it can be used to qualify for a mortgage. The good news is that overtime income is often acceptable, provided certain requirements are met. Understanding how lenders evaluate overtime pay can help you better prepare for the homebuying process and maximize your purchasing power.
Published on 06/18/2026
Can I Buy a Home in Queen Creek, AZ With a 620 Credit Score?
Many buyers assume they need perfect credit to become homeowners. The truth is that plenty of buyers purchase homes with credit scores that aren't perfect. If you're wondering whether a 620 credit score is enough to buy a home in Queen Creek, AZ, understanding your options and loan programs can help you determine what's possible.
Published on 06/17/2026
What Happens If Interest Rates Drop After I Go Under Contract on a Home?
One of the most common questions homebuyers ask is what happens if mortgage rates fall after they've already signed a contract on a home. If you're buying a home in Queen Creek, AZ, understanding how rate locks work and what options may be available can help you feel more confident during the homebuying process.
Published on 06/17/2026
Can I Buy a Home in Queen Creek, AZ After a Bankruptcy?
Many people assume that filing for bankruptcy means they can never qualify for a mortgage again. The truth is that many homebuyers successfully purchase homes after a bankruptcy. The key is understanding waiting periods, rebuilding credit, and creating a plan before starting the home search. If you're wondering whether homeownership is still possible after a bankruptcy, the answer may be more encouraging than you think.
Published on 06/15/2026
Can My Parents Help Me Buy a Home in Queen Creek, AZ?
Many first-time homebuyers in Queen Creek receive help from family when purchasing a home. Whether it's a gift for the down payment, assistance with closing costs, or a gift of equity from a family member, there are several ways parents may be able to help. Understanding your options early can make homeownership more achievable than you might think.
Published on 06/12/2026