Recent Articles
Should You Buy a House Now or Wait? (The Real Truth from an Arizona Broker)
If I had a dollar for every time someone asked me, "Jared, should I buy a house now, or should I wait?" I’d probably have enough to pay off a few mortgages myself! It’s a tough question, and the honest answer is: there is no single right answer. Because everyone's personal situation, budget, and desired neighborhood are completely different, there are simply too many variables to give a blanket "yes" or "no." However, as we look at how the market actually works, we can find some solid guidance to help you make the best decision for you and your family. Let’s break down the reality of trying to time the market, how interest rates actually behave, and why your lifestyle—not the economy—should be the real driver of your next move.
Published on 07/14/2026
What First-Time Homebuyers in Mesa Should Know Before They Start House Hunting
Buying your first home in Mesa doesn't have to be confusing. Here's the honest, no-jargon rundown of what to sort out before you start touring houses. By Jared Halbert, Brick Mortgage, LLC — serving all of Arizona including Queen Creek, Gilbert, Mesa, Chandler & San Tan Valley.
Published on 07/10/2026
Can I Buy a Home in Queen Creek, AZ If I Just Started a New Job?
Starting a new job is exciting, but many homebuyers wonder if changing employers will prevent them from qualifying for a mortgage. The good news is that a new job doesn't automatically mean you have to put your homeownership plans on hold. Understanding how lenders evaluate employment can help you move forward with confidence when buying a home in Queen Creek, AZ.
Published on 07/09/2026
Should I Use a Local Mortgage Broker or an Online Lender in Queen Creek, AZ?
When buying a home in Queen Creek, AZ, one of the biggest decisions you'll make is choosing who will handle your mortgage. While online lenders may seem convenient, many buyers prefer working with a local mortgage broker who understands the Arizona market and offers personalized guidance. Here's what you should consider before deciding.
Published on 07/07/2026
How Much House Can I Afford in Queen Creek, AZ?
One of the first questions homebuyers ask is, "How much house can I afford?" The answer isn't simply about how much a lender is willing to approve. It's about finding a monthly payment that fits your lifestyle, financial goals, and future plans. If you're planning to buy a home in Queen Creek, AZ, here's what you should know before you start shopping.
Published on 07/06/2026
Should I Get Pre-Approved Before Looking at Homes in Gilbert, AZ?
If you're thinking about buying a home in Gilbert, AZ, you may be eager to start touring homes right away. However, getting pre-approved before you begin your home search can save time, strengthen your offers, and give you a clear understanding of your budget. Here's why pre-approval is one of the smartest first steps in the homebuying process.
Published on 07/03/2026
Can I Buy a Home in Gilbert, AZ If I'm Self-Employed?
Owning a business, freelancing, or working as an independent contractor doesn't mean homeownership is out of reach. While the mortgage process for self-employed borrowers is different than it is for W-2 employees, many entrepreneurs successfully buy homes every year. If you're self-employed and thinking about purchasing a home in Gilbert, AZ, understanding how lenders evaluate your income is the first step toward a successful mortgage approval.
Published on 07/02/2026
What Credit Score Do You Need to Buy a Home in Gilbert, AZ?
One of the first questions many homebuyers ask is, "What credit score do I need to buy a home?" While your credit score is an important part of the mortgage process, it isn't the only factor lenders consider. If you're thinking about buying a home in Gilbert, AZ, understanding how credit affects your loan options can help you prepare with confidence.
Published on 06/29/2026