Recent Articles
Understanding Mortgage Interest Rates in Mesa, AZ
If you’re buying a home in Mesa, AZ, you’ve probably heard a lot about mortgage interest rates. While they might seem complicated, understanding how they work can make a huge difference in your home loan journey. Here’s a breakdown of what they are, why they matter, and how to get the best rate possible.
Published on 09/12/2025
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
Using a VA Loan in San Tan Valley, AZ: A Guide for Veterans and Service Members
If you’re a veteran, active-duty service member, or eligible surviving spouse, a VA loan could be your ticket to homeownership in San Tan Valley, AZ. These loans come with powerful benefits designed to make buying a home easier and more affordable. Here’s what you need to know about using your VA loan benefit in San Tan Valley.
Published on 09/10/2025
Refinancing a Home in Mesa, AZ: What Homeowners Should Know
Thinking about refinancing your home in Mesa, AZ? Whether you’re aiming to lower your monthly payment, shorten your loan term, or tap into equity, refinancing can be a smart financial move. Here’s what Mesa homeowners should know before making the decision.
Published on 09/09/2025
Refinancing Your Home in Queen Creek, AZ: What You Need to Know
Thinking about refinancing your home in Queen Creek, AZ? Refinancing can lower your monthly payment, help you pay off your loan faster, or even give you cash to use for home improvements or other expenses. But timing and guidance matter. Here’s what homeowners in Queen Creek should know before making the move.
Published on 09/08/2025
🌟 Why Use a Local Mortgage Broker in Queen Creek, AZ?
Thinking about buying a home in Queen Creek, AZ? Choosing a local mortgage broker can be the smartest move you make. From personalized service to access to more loan programs, here’s why a local expert like Brick Mortgage can make your home buying journey smooth and stress-free.
Published on 09/05/2025
🏡 Finding the Best Mortgage Lender in Mesa, AZ
Looking for the best mortgage lender in Mesa, AZ? Whether you’re buying your first home, refinancing, or investing, choosing the right lender makes all the difference. Let’s break down what to look for in a mortgage lender, why local knowledge matters, and how Brick Mortgage can guide you every step of the way.
Published on 09/04/2025
🏡 Finding the Right Mortgage Lender in Queen Creek, AZ
Searching for the best mortgage lender in Queen Creek, AZ? With so many choices, it can feel overwhelming. The right lender can make the difference between a smooth, stress-free home purchase and one filled with headaches. Let’s explore what to look for in a mortgage lender, why local expertise matters, and how Brick Mortgage helps buyers and homeowners right here in Queen Creek.
Published on 09/03/2025
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Published on 09/03/2025
🔄 Refinancing Out of a Temporary Rate Buydown Loan: What Homeowners Need to Know
Did you buy your home with a temporary rate buydown loan to keep payments lower in the first couple years? You’re not alone—many buyers in today’s market are taking advantage of 2-1 and 3-2-1 buydowns. But when that rate starts to climb, it’s time to think about the next move. In this post, we’ll break down why refinancing out of a buydown loan can be a smart strategy, and how to know if it’s the right time for you.
Published on 09/02/2025
⏰ When’s the Best Time to Refinance Your Home in Queen Creek, AZ?
Thinking about refinancing your home in Queen Creek, AZ but not sure if now is the right time? Refinancing can save you thousands in interest, help you tap into equity, or shorten your loan term—but timing is everything. In this post, we’ll walk through the key signs that it’s the perfect time to refinance, plus how a local mortgage broker (👋 hi, that’s us at Brick Mortgage) can help you lock in the best deal.
Published on 08/29/2025
🏡 Getting a Conventional Loan in Queen Creek, AZ: What You Need to Know
Thinking about buying a home in Queen Creek, AZ with a conventional loan? You’re not alone—conventional mortgages are one of the most popular ways to finance a home. In this post, we’ll break down what makes a conventional loan special, why it might be the right choice for you, and how working with a local mortgage broker (like Brick Mortgage 😉) can help you land the best deal.
Published on 08/28/2025
🇺🇸 Using a VA Loan to Buy a Home in Gilbert, AZ
If you’re a veteran, active-duty service member, or qualified surviving spouse looking to buy a home in Gilbert, AZ, a VA loan could be your ticket to affordable homeownership. Known for its vibrant community, top-rated schools, and family-friendly atmosphere, Gilbert is a fantastic place to call home—and your VA benefits can make it easier than ever to settle here.
Published on 08/27/2025
Mortgage Rates Holding Steady… For Now
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Published on 08/27/2025
🇺🇸 VA Loans in Queen Creek, AZ: Your Local Guide to Using Military Benefits for Homeownership
If you’re a veteran, active-duty service member, reservist, or eligible surviving spouse in Queen Creek, AZ, a VA loan can be one of the most powerful home loan options available. This guide from Brick Mortgage explains VA loan benefits, how to get your Certificate of Eligibility (COE), what to expect from the VA appraisal, common VA purchase and refinance paths, and how a local loan officer or mortgage broker can make the process faster and less stressful.
Published on 08/26/2025
Applying for a Mortgage in Mesa, AZ: Your Step-by-Step Guide to a Smooth Approval 🏡
Getting a mortgage in Mesa, AZ doesn’t have to be stressful. This guide from Brick Mortgage walks you through pre-approval, documents, choosing the right home loan program, and lining up a strategy that helps your offer win—whether you’re a first-time homebuyer or moving up in Mesa.
Published on 08/25/2025
Buying an Investment Property in Queen Creek, AZ: A Playbook for Smart, Cash-Flow-Focused Investors 💼🏡
Considering an investment property in Queen Creek, AZ? From long-term rentals to furnished stays near new master-planned communities, Queen Creek offers strong demand drivers and investor-friendly opportunities. This guide from Brick Mortgage (Queen Creek) breaks down financing options (conventional, DSCR, and portfolio loans), rent-driven appraisals, HOA considerations, and how a local mortgage broker helps you structure a deal that actually pencils.
Published on 08/22/2025
USDA Loans in Florence, AZ: Zero-Down Pathways for Small-Town Living with Big-Time Value 🌵
Looking to buy in Florence, AZ and love the idea of small-town charm with room to grow? A USDA home loan could be your most affordable path—offering flexible guidelines, competitive pricing, and down-payment options that help you keep more cash on hand. This guide from Brick Mortgage explains how USDA loans work, who qualifies, what properties are eligible in and around Florence (including areas like Anthem at Merrill Ranch), and how to get pre-approved fast.
Published on 08/21/2025
First-Time Homebuyer in Queen Creek, AZ? Your Guide to HomeReady® & Low-Down-Payment Programs 🏡
If you’re a first-time homebuyer in Queen Creek, AZ, programs like HomeReady® can make buying a home more affordable with flexible guidelines and low down payment options. This guide from Brick Mortgage (Queen Creek) explains how HomeReady works, who qualifies, what documents you’ll need, and how it compares to other first-time buyer programs—so you can get pre-approved with confidence.
Published on 08/20/2025
Lower Rates? Don’t Relax Just Yet
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.
Published on 08/20/2025