Recent Articles
How Much House Can You Afford in Arizona? It's More Than Just the Monthly Payment
One of the biggest mistakes Arizona homebuyers make is focusing only on the monthly payment. While your payment is important, several other factors determine how much home you can comfortably afford. Here's what you should know before you start shopping.
Published on 06/26/2026
Is It Better to Buy a New Construction Home or a Resale Home in Gilbert, AZ?
If you're planning to buy a home in Gilbert, AZ, one of the first decisions you'll face is whether to purchase a brand-new construction home or an existing resale home. Both options offer unique advantages, and the right choice depends on your lifestyle, budget, and long-term goals. Understanding the financing differences can help you make a more informed decision before you start touring homes.
Published on 06/25/2026
Can I Buy a Home in Gilbert, AZ With Less Than 20% Down?
One of the biggest myths in homebuying is that you need a 20% down payment to purchase a home. The truth is that many buyers in Gilbert, AZ purchase homes with far less down. Understanding your loan options, down payment choices, and overall mortgage strategy can help you determine whether homeownership is closer than you think.
Published on 06/24/2026
Can I Buy a Home in Queen Creek, AZ With Credit Card Debt?
Many homebuyers worry that carrying credit card balances means they won't qualify for a mortgage. The truth is that having credit card debt does not automatically prevent you from buying a home. Understanding how lenders evaluate debt and what steps you can take before applying can help you make more informed decisions and avoid delaying homeownership unnecessarily.
Published on 06/23/2026
What's Changed in Arizona Real Estate and Lending Over the Last 3 Years?
Over the last three years, Arizona real estate and mortgage lending have changed dramatically. Mortgage rates, home prices, inventory, seller concessions, and buyer expectations have all shifted. In this video, Jared Halbert with Brick Mortgage explains what has changed, what hasn't, and what buyers and homeowners should understand as they navigate today's Arizona housing market. Whether you're considering buying now or simply planning for the future, understanding how the market has evolved can help you make more informed decisions.
Published on 06/22/2026
Buying a Home Directly From the Seller? Read This First
Homebuying tips FSBO
Published on 06/22/2026
Can I Buy a Home in Queen Creek, AZ Before Selling My Current House?
Many homeowners wonder if they need to sell their current home before buying their next one. The answer is often no. Depending on your equity, income, and overall financial picture, you may have more options than you think. If you're planning to move within or to Queen Creek, AZ, understanding your mortgage strategy before listing your current home can help make the transition much smoother.
Published on 06/19/2026
Can I Use Overtime Income to Qualify for a Mortgage in Queen Creek, AZ?
Many homebuyers in Queen Creek receive overtime pay and wonder whether it can be used to qualify for a mortgage. The good news is that overtime income is often acceptable, provided certain requirements are met. Understanding how lenders evaluate overtime pay can help you better prepare for the homebuying process and maximize your purchasing power.
Published on 06/18/2026
Can I Buy a Home in Queen Creek, AZ With a 620 Credit Score?
Many buyers assume they need perfect credit to become homeowners. The truth is that plenty of buyers purchase homes with credit scores that aren't perfect. If you're wondering whether a 620 credit score is enough to buy a home in Queen Creek, AZ, understanding your options and loan programs can help you determine what's possible.
Published on 06/17/2026