Recent Articles
⏰ When’s the Best Time to Refinance Your Home in Queen Creek, AZ?
Thinking about refinancing your home in Queen Creek, AZ but not sure if now is the right time? Refinancing can save you thousands in interest, help you tap into equity, or shorten your loan term—but timing is everything. In this post, we’ll walk through the key signs that it’s the perfect time to refinance, plus how a local mortgage broker (👋 hi, that’s us at Brick Mortgage) can help you lock in the best deal.
Published on 08/29/2025
🏡 Getting a Conventional Loan in Queen Creek, AZ: What You Need to Know
Thinking about buying a home in Queen Creek, AZ with a conventional loan? You’re not alone—conventional mortgages are one of the most popular ways to finance a home. In this post, we’ll break down what makes a conventional loan special, why it might be the right choice for you, and how working with a local mortgage broker (like Brick Mortgage 😉) can help you land the best deal.
Published on 08/28/2025
🇺🇸 Using a VA Loan to Buy a Home in Gilbert, AZ
If you’re a veteran, active-duty service member, or qualified surviving spouse looking to buy a home in Gilbert, AZ, a VA loan could be your ticket to affordable homeownership. Known for its vibrant community, top-rated schools, and family-friendly atmosphere, Gilbert is a fantastic place to call home—and your VA benefits can make it easier than ever to settle here.
Published on 08/27/2025
Mortgage Rates Holding Steady… For Now
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Published on 08/27/2025
🇺🇸 VA Loans in Queen Creek, AZ: Your Local Guide to Using Military Benefits for Homeownership
If you’re a veteran, active-duty service member, reservist, or eligible surviving spouse in Queen Creek, AZ, a VA loan can be one of the most powerful home loan options available. This guide from Brick Mortgage explains VA loan benefits, how to get your Certificate of Eligibility (COE), what to expect from the VA appraisal, common VA purchase and refinance paths, and how a local loan officer or mortgage broker can make the process faster and less stressful.
Published on 08/26/2025
Applying for a Mortgage in Mesa, AZ: Your Step-by-Step Guide to a Smooth Approval 🏡
Getting a mortgage in Mesa, AZ doesn’t have to be stressful. This guide from Brick Mortgage walks you through pre-approval, documents, choosing the right home loan program, and lining up a strategy that helps your offer win—whether you’re a first-time homebuyer or moving up in Mesa.
Published on 08/25/2025
Buying an Investment Property in Queen Creek, AZ: A Playbook for Smart, Cash-Flow-Focused Investors 💼🏡
Considering an investment property in Queen Creek, AZ? From long-term rentals to furnished stays near new master-planned communities, Queen Creek offers strong demand drivers and investor-friendly opportunities. This guide from Brick Mortgage (Queen Creek) breaks down financing options (conventional, DSCR, and portfolio loans), rent-driven appraisals, HOA considerations, and how a local mortgage broker helps you structure a deal that actually pencils.
Published on 08/22/2025
USDA Loans in Florence, AZ: Zero-Down Pathways for Small-Town Living with Big-Time Value 🌵
Looking to buy in Florence, AZ and love the idea of small-town charm with room to grow? A USDA home loan could be your most affordable path—offering flexible guidelines, competitive pricing, and down-payment options that help you keep more cash on hand. This guide from Brick Mortgage explains how USDA loans work, who qualifies, what properties are eligible in and around Florence (including areas like Anthem at Merrill Ranch), and how to get pre-approved fast.
Published on 08/21/2025
First-Time Homebuyer in Queen Creek, AZ? Your Guide to HomeReady® & Low-Down-Payment Programs 🏡
If you’re a first-time homebuyer in Queen Creek, AZ, programs like HomeReady® can make buying a home more affordable with flexible guidelines and low down payment options. This guide from Brick Mortgage (Queen Creek) explains how HomeReady works, who qualifies, what documents you’ll need, and how it compares to other first-time buyer programs—so you can get pre-approved with confidence.
Published on 08/20/2025
Lower Rates? Don’t Relax Just Yet
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.
Published on 08/20/2025
Refinancing a Home in Gilbert, AZ: A Clear Guide to Lower Payments, Better Terms, and Smart Cash-Out Options 🏡
Thinking about refinancing your home in Gilbert, AZ? Whether you want a lower monthly payment, a shorter term, to remove PMI, or to tap equity with a cash-out refinance, this guide from Brick Mortgage explains your options, timelines, and how to decide if a refi makes sense—without the jargon.
Published on 08/19/2025
VA Loans in Queen Creek, AZ: Your Certificate of Eligibility (COE)—What It Is and How to Get One 🇺🇸
Planning to use a VA loan in Queen Creek, AZ? Your first step is the Certificate of Eligibility (COE). It proves to lenders that you qualify for VA home loan benefits. In this guide, Brick Mortgage explains what a COE is, how to get it fast (online, through your lender, or by mail), which documents you’ll need—like a DD214 or Statement of Service—and how we can pull it for you so you can focus on finding the right home.
Published on 08/18/2025
FHA Loans in Queen Creek, AZ: A Friendly Guide for First-Time (and Not-So-First-Time) Buyers 🏡
Thinking about buying in Queen Creek, AZ and wondering if an FHA loan is the right fit? FHA loans offer flexible credit guidelines, low down payment options, and buyer-friendly terms—perfect for first-time homebuyers and anyone who wants a simpler path to a home loan. Here’s how Brick Mortgage helps you compare FHA vs. conventional, get pre-approved fast, and close with confidence in Queen Creek.
Published on 08/15/2025
The Best Mortgage Broker in Queen Creek, AZ? Here’s How to Choose (and Why Locals Pick Brick Mortgage) 🧱
Searching for the best mortgage broker in Queen Creek, AZ? Look for a local team with multiple lender options, fast pre-approvals, clear communication, and five-star service from pre-approval to closing. At Brick Mortgage in Queen Creek, we combine local expertise with competitive pricing to help you win the home you want—without the stress.
Published on 08/14/2025
Mortgage Rates at 10-Month Lows! Big Opportunity!
Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.
Published on 08/14/2025
Why Using a Mortgage Broker in Queen Creek, AZ Is the Smart Move for Your New Home 🧱
Buying in Queen Creek, AZ—from master-planned communities to new builds—demands a financing partner who knows the terrain. A mortgage broker gives you more loan options, local know-how, and a smoother path to closing than going directly to a single bank. Here’s how Brick Mortgage helps you buy with confidence.
Published on 08/13/2025
Why Using a Mortgage Broker in Gilbert, AZ Can Save You Time, Stress, and Money 🏡
House-hunting in Gilbert, AZ? Before you call a big bank, talk to a local mortgage broker. With access to multiple lenders, tailored guidance, and insider knowledge of Gilbert neighborhoods, a broker like Brick Mortgage can help you secure better terms, close faster, and actually enjoy the process.
Published on 08/13/2025
Why Using a Mortgage Broker in Mesa, AZ Can Save You Time, Stress, and Money 🏡
Buying a home in Mesa, AZ? Whether it’s your first purchase or your fifth, one decision can make or break your experience — choosing the right financing partner. Working with a local mortgage broker (like Brick Mortgage 😉) gives you an edge over going straight to a big bank. Here’s why a broker can save you time, stress, and yes… a whole lot of money.
Published on 08/12/2025
Why Using a Mortgage Broker is Your Secret Weapon for Financing Your New Home
Buying a home is exciting—until you start looking at loan options and your head starts spinning like you just got off the tea cups at Disneyland. Fixed rates, adjustable rates, points, closing costs… suddenly, scrolling Zillow at 1 AM feels way easier than figuring out how to actually pay for the place. That’s where a mortgage broker (like us at Brick Mortgage) comes in. Think of us as your personal home loan matchmaker—we connect you with the right loan at the right rate without you having to call 47 different banks and repeat your life story each time.
Published on 08/12/2025
Unlocking Your Home’s Equity: Cash-Out Refinance in Queen Creek, AZ
If you’re a homeowner in Queen Creek, AZ, sitting on a nice chunk of home equity, a cash-out refinance could be your key to unlocking new opportunities. Whether you’re looking to renovate your home, pay off high-interest debt, invest in another property, or cover a big expense, this type of refinance lets you replace your current mortgage with a new one for a higher amount—and you keep the difference in cash.
Published on 08/11/2025