Recent Articles
Is Now the Right Time to Refinance Your Mortgage?
Considering refinancing your mortgage? Learn how refinancing can improve your financial situation, when it makes sense to act, and what factors to consider. Contact us today for personalized refinancing options!
Published on 10/16/2024
Maximizing Your Mortgage Strategy with Points: A Guide for Queen Creek and Show Low, AZ Homebuyers
Understanding the role of points in mortgage loans can be a game-changer for homebuyers looking to optimize their financing strategy in Queen Creek and Show Low, AZ. At Brick Mortgage, under the expert guidance of Jared Halbert, we provide comprehensive insights to help you understand and utilize mortgage points effectively. This guide will explain what mortgage points are, how they work, and why they might be a beneficial part of your home buying process in these vibrant Arizona communities.
Published on 10/14/2024
Optimize Your Home Loan with Mortgage Recasting in Queen Creek, AZ
In the vibrant and growing community of Queen Creek, AZ, homeowners looking to manage their mortgages more effectively should consider the benefits of a mortgage recast. At Brick Mortgage, guided by Jared Halbert, we provide tailored financial solutions that include mortgage recasting—a powerful tool to reduce your monthly payments without the hassle of refinancing. Whether you've recently bought a home or are thinking about utilizing your home equity smartly, here’s how a mortgage recast can be a strategic move for Queen Creek residents.
Published on 10/09/2024
The Smart Path to Homeownership: Buying a New Home, Selling Your Old One, and Recasting Your Mortgage
Buying a new home while selling your old one and managing mortgage finances efficiently can be a strategic approach to homeownership. One financial tool that can significantly benefit homeowners in this situation is a mortgage recast. At Brick Mortgage, led by Jared Halbert, we specialize in guiding our clients through complex transactions and optimizing their mortgage arrangements. Here’s how you can navigate buying a new home, selling your old one, and the benefits of recasting your mortgage.
Published on 10/09/2024
The Surprising Factors That Could Make Your Home Worth More!
Discover the top factors that can increase your home's value, from location and upgrades to market trends. Learn how you can boost your property's worth and when refinancing might make sense!
Published on 10/09/2024
How Your Credit Score Affects Your Mortgage Interest Rate
Understanding how your credit score impacts the interest rate you receive on a mortgage is crucial for any homebuyer. This connection between credit history and the cost of borrowing is foundational to the lending process. At Brick Mortgage, under the leadership of Jared Halbert, we strive to help our clients grasp this relationship to secure the best possible terms on their home loans. Here’s a breakdown of how your credit score influences your mortgage interest rate and some tips on how you can improve your rate.
Published on 10/04/2024
What Causes Mortgage Rates To Go Up Or Down?
Navigating the world of home financing can be complex, especially when it comes to understanding what causes mortgage rates to rise and fall. For prospective homeowners and current borrowers alike, knowing these factors can be crucial in making informed mortgage decisions. At Brick Mortgage, led by Jared Halbert, we're committed to helping you understand the intricacies of the mortgage market, including the dynamic factors that influence interest rates.
Published on 10/02/2024
How to Beat Inflation and Buy the Perfect Home: 6 Hacks for Savvy Buyers
Is buying a home during inflation a bad idea? Is it possible? Here are 6 tips for making the right move.
Published on 10/02/2024
Navigating Gifted Funds for Your Down Payment: A Homebuyer's Guide
For many prospective homebuyers, accumulating enough money for a down payment is the biggest hurdle to homeownership. Fortunately, receiving a monetary gift from family or friends to use as a down payment is a viable option and commonly practiced in the real estate market. This guide, brought to you by Brick Mortgage and led by Jared Halbert, will explore how you can effectively use gifted funds as part of your down payment strategy.
Published on 10/01/2024