Recent Articles
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Published on 09/03/2025
🔄 Refinancing Out of a Temporary Rate Buydown Loan: What Homeowners Need to Know
Did you buy your home with a temporary rate buydown loan to keep payments lower in the first couple years? You’re not alone—many buyers in today’s market are taking advantage of 2-1 and 3-2-1 buydowns. But when that rate starts to climb, it’s time to think about the next move. In this post, we’ll break down why refinancing out of a buydown loan can be a smart strategy, and how to know if it’s the right time for you.
Published on 09/02/2025
⏰ When’s the Best Time to Refinance Your Home in Queen Creek, AZ?
Thinking about refinancing your home in Queen Creek, AZ but not sure if now is the right time? Refinancing can save you thousands in interest, help you tap into equity, or shorten your loan term—but timing is everything. In this post, we’ll walk through the key signs that it’s the perfect time to refinance, plus how a local mortgage broker (👋 hi, that’s us at Brick Mortgage) can help you lock in the best deal.
Published on 08/29/2025
🏡 Getting a Conventional Loan in Queen Creek, AZ: What You Need to Know
Thinking about buying a home in Queen Creek, AZ with a conventional loan? You’re not alone—conventional mortgages are one of the most popular ways to finance a home. In this post, we’ll break down what makes a conventional loan special, why it might be the right choice for you, and how working with a local mortgage broker (like Brick Mortgage 😉) can help you land the best deal.
Published on 08/28/2025
🇺🇸 Using a VA Loan to Buy a Home in Gilbert, AZ
If you’re a veteran, active-duty service member, or qualified surviving spouse looking to buy a home in Gilbert, AZ, a VA loan could be your ticket to affordable homeownership. Known for its vibrant community, top-rated schools, and family-friendly atmosphere, Gilbert is a fantastic place to call home—and your VA benefits can make it easier than ever to settle here.
Published on 08/27/2025
Mortgage Rates Holding Steady… For Now
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Published on 08/27/2025
🇺🇸 VA Loans in Queen Creek, AZ: Your Local Guide to Using Military Benefits for Homeownership
If you’re a veteran, active-duty service member, reservist, or eligible surviving spouse in Queen Creek, AZ, a VA loan can be one of the most powerful home loan options available. This guide from Brick Mortgage explains VA loan benefits, how to get your Certificate of Eligibility (COE), what to expect from the VA appraisal, common VA purchase and refinance paths, and how a local loan officer or mortgage broker can make the process faster and less stressful.
Published on 08/26/2025
Applying for a Mortgage in Mesa, AZ: Your Step-by-Step Guide to a Smooth Approval 🏡
Getting a mortgage in Mesa, AZ doesn’t have to be stressful. This guide from Brick Mortgage walks you through pre-approval, documents, choosing the right home loan program, and lining up a strategy that helps your offer win—whether you’re a first-time homebuyer or moving up in Mesa.
Published on 08/25/2025
Buying an Investment Property in Queen Creek, AZ: A Playbook for Smart, Cash-Flow-Focused Investors 💼🏡
Considering an investment property in Queen Creek, AZ? From long-term rentals to furnished stays near new master-planned communities, Queen Creek offers strong demand drivers and investor-friendly opportunities. This guide from Brick Mortgage (Queen Creek) breaks down financing options (conventional, DSCR, and portfolio loans), rent-driven appraisals, HOA considerations, and how a local mortgage broker helps you structure a deal that actually pencils.
Published on 08/22/2025