Recent Articles
đ Refinancing Out of a Temporary Rate Buydown Loan: What Homeowners Need to Know
Did you buy your home with a temporary rate buydown loan to keep payments lower in the first couple years? Youâre not aloneâmany buyers in todayâs market are taking advantage of 2-1 and 3-2-1 buydowns. But when that rate starts to climb, itâs time to think about the next move. In this post, weâll break down why refinancing out of a buydown loan can be a smart strategy, and how to know if itâs the right time for you.
Published on 09/02/2025
â° Whenâs the Best Time to Refinance Your Home in Queen Creek, AZ?
Thinking about refinancing your home in Queen Creek, AZ but not sure if now is the right time? Refinancing can save you thousands in interest, help you tap into equity, or shorten your loan termâbut timing is everything. In this post, weâll walk through the key signs that itâs the perfect time to refinance, plus how a local mortgage broker (đ hi, thatâs us at Brick Mortgage) can help you lock in the best deal.
Published on 08/29/2025
đĄ Getting a Conventional Loan in Queen Creek, AZ: What You Need to Know
Thinking about buying a home in Queen Creek, AZ with a conventional loan? Youâre not aloneâconventional mortgages are one of the most popular ways to finance a home. In this post, weâll break down what makes a conventional loan special, why it might be the right choice for you, and how working with a local mortgage broker (like Brick Mortgage đ) can help you land the best deal.
Published on 08/28/2025
đșđž Using a VA Loan to Buy a Home in Gilbert, AZ
If youâre a veteran, active-duty service member, or qualified surviving spouse looking to buy a home in Gilbert, AZ, a VA loan could be your ticket to affordable homeownership. Known for its vibrant community, top-rated schools, and family-friendly atmosphere, Gilbert is a fantastic place to call homeâand your VA benefits can make it easier than ever to settle here.
Published on 08/27/2025
Mortgage Rates Holding Steady⊠For Now
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But donât get too comfortableâmore movement could be coming after Fridayâs inflation data and next week's jobs report.
Published on 08/27/2025
đșđž VA Loans in Queen Creek, AZ: Your Local Guide to Using Military Benefits for Homeownership
If youâre a veteran, active-duty service member, reservist, or eligible surviving spouse in Queen Creek, AZ, a VA loan can be one of the most powerful home loan options available. This guide from Brick Mortgage explains VA loan benefits, how to get your Certificate of Eligibility (COE), what to expect from the VA appraisal, common VA purchase and refinance paths, and how a local loan officer or mortgage broker can make the process faster and less stressful.
Published on 08/26/2025
Applying for a Mortgage in Mesa, AZ: Your Step-by-Step Guide to a Smooth Approval đĄ
Getting a mortgage in Mesa, AZ doesnât have to be stressful. This guide from Brick Mortgage walks you through pre-approval, documents, choosing the right home loan program, and lining up a strategy that helps your offer winâwhether youâre a first-time homebuyer or moving up in Mesa.
Published on 08/25/2025
Buying an Investment Property in Queen Creek, AZ: A Playbook for Smart, Cash-Flow-Focused Investors đŒđĄ
Considering an investment property in Queen Creek, AZ? From long-term rentals to furnished stays near new master-planned communities, Queen Creek offers strong demand drivers and investor-friendly opportunities. This guide from Brick Mortgage (Queen Creek) breaks down financing options (conventional, DSCR, and portfolio loans), rent-driven appraisals, HOA considerations, and how a local mortgage broker helps you structure a deal that actually pencils.
Published on 08/22/2025
USDA Loans in Florence, AZ: Zero-Down Pathways for Small-Town Living with Big-Time Value đ”
Looking to buy in Florence, AZ and love the idea of small-town charm with room to grow? A USDA home loan could be your most affordable pathâoffering flexible guidelines, competitive pricing, and down-payment options that help you keep more cash on hand. This guide from Brick Mortgage explains how USDA loans work, who qualifies, what properties are eligible in and around Florence (including areas like Anthem at Merrill Ranch), and how to get pre-approved fast.
Published on 08/21/2025